RTMs provide a complete set of banking transactions
RTMs run KAL ATM software so it is easy for banks to securely deliver retail banking services direct to consumers.
Services include cash withdrawal, deposit, balance inquiry, bill payment, account transfer, mobile top-up and more.
RTMs support customer personalisation, one-to-one marketing and advertisements.
The RTM executes a “back-to-back” transaction and credits the retailer instantly for cash dispensed.